Low Health Insurance Rates from Blue Cross and Blue Shield of Georgia
BY QuoteJuice / Tuesday, May 15th, 2012
Blue Cross and Blue Shield of Georgia (BCBSGA) just released its third quarter 2012 rates – they include low premium rates for some of its most popular health insurance plans. Finding the best health insurance policy is never easy. QuoteJuice knows how to compare health insurance policies. Our Atlanta health insurance agents are standing by to lend a hand.
Here are several examples:
- Family Health Insurance. A family of four in Atlanta where the oldest adult is 42 may qualify for one of Blue Cross and Blue Shield’s SmartSense $2,500 deductible plans and pay less than $450 per month in premiums. Affordable family health insurance is one of our specialties.
- Student Health Insurance. A 27 year old female grad student at Georgia Tech might find a $3,500 deductible Premier Plus POS plan a great value at just under $130 per month. The plan covers preventive care at 100%, allows a patient unlimited doctor office visits and provides comprehensive prescription drug coverage.
- Early Retiree Health Insurance. An Alpharetta couple wants to retire early (at age 55). They have enjoyed their “health savings account” plan through their small employer employee benefits plan. Blue Cross and Blue Shield of Georgia has a great line of high deductible health plans that are HSA qualified. Many people find Blue Cross of Georgia’s ForwardFocus POS plans an excellent choice. This early retiree couple may qualify for a $7,000 family deductible ForwardFocus POS plan for less than $600 a month.
Below you will find the sales brochures and third quarter 2012 premium rate sheets for some great BCBSGA health insurance plans. You can even apply online!
| SmartSense POS Brochure | SmartSense POS Rates | Click to Apply |
| Premier Plus POS Brochure | Premier Plus POS Rates | Click to Apply |
| Forward Focus POS Brochure | Forward Focus POS Rates | Click to Apply |
Please give us a call – 770-300-0001 – and we can give you the personalized service you deserve.
Private Health Insurance Exchanges
BY QuoteJuice / Tuesday, July 12th, 2011
Back in 2008 Lt. Governor Casey Cagle tried to a law to create the Georgia Health Marketplace – a RomneyCare-style exchange program. It failed, but at that time I realized that private health insurance exchanges had a place here in Georgia.
I started a new company, QuoteJuice, Inc., and began building insurance exchange software from the ground up. It took a year or so to have a working product – QuoteJuice.com, but I must say we are successful and making money.
Today I was pleased to see this article by Sarah Kliff from Politico on the growth of private health insurance exchanges. She writes:
It’s a model that the private exchange officials hope will gain traction as employers look for ways to cut their costs without dropping health coverage completely.
“Employers want to offer benefits and care about attracting talent,” says Abir Sen, CEO of Bloom Health, the technology company that will run the new health exchanges. “But they’re increasingly wondering how they came to be in the business of health care. Bloom, at the highest level, is a way for an employer to responsibly limit health care liabilities by moving to a defined contribution approach and give employees more control.”
To some observers, the growing interest in private health exchanges indicates that employers would be less likely to send their employees to the public exchanges to take advantage of public subsidies.
What we are seeing now is plenty of people who have been forced out of group health insurance plans looking to purchase individual insurance policies. As we approach 2014, when the bulk of ObamaCare kicks in, you will see employers dropping traditional group coverage.
To the extent they replace it with a defined contribution plan – or get out of the business of offering coverage to employees altogether – has yet to be seen. I think it will break along industry lines. Either way QuoteJuice will be well-positioned to serve this growing market.
Aetna and DeKalb Medical Ink 3 Year Deal
BY QuoteJuice / Monday, March 21st, 2011
Aetna and DeKalb Medical Center, DeKalb Medical Center at Decatur, DeKalb Medical Center at Hillandale and physicians located in and around Decatur Georgia have reached a new agreement. As a result of this successful negotiation process, DeKalb Medical Center, DeKalb Medical Center at Decatur, DeKalb Medical Center at Hillandale and physicians will remain participating in Aetna’s Atlanta network for the following products:
- HMO
- Aetna Open Access® (an HMO plan)
- Aetna Health Network Option (HNO)
- Aetna Health Network Only (HNO)
- Quality Point-of-Service® (QPOS®)
- Aetna Choice® POS
- Aetna Medicare® (HMO)
- Aetna Medicare® (PPO)
- Managed Choice® POS
- Aetna Open Access® Managed Choice POS
- Aetna Choice® POS II
- Elect Choice® EPO
- Aetna Open Access Elect Choice EPO
- Aetna Select
- Open Access Aetna Select
- Open Choice® PPO
- Aetna HealthFund®
- National Advantage™ Program
- Aetna Workers’ Comp Access®
The new three year agreement will be effective April 1, 2011. There has been no interruption to member access since agreement was reached prior to the contract’s termination date.
DeKalb Medical Locations
DeKalb Medical Center
2701 North Decatur Road
Decatur, GA 30033
DeKalb Medical Center at Decatur
450 North Candler Street
Decatur, GA 30030
DeKalb Medical Center at Hillandale
2801 DeKalb Medical Pkwy.
Lithonia, GA 30058
Find an Aetna Doctor in Georgia
Current physician and hospital directories include DeKalb Medical Center, DeKalb Medical Center at Decatur, DeKalb Medical Center at Hillandale and physicians. They are reflected in Aetna’s online directory, DocFind. DocFind is updated nightly and is the most current source of participating physician and hospital information.
BCBS of GA: Billions in Rx Savings on Horizon?
BY QuoteJuice / Monday, February 14th, 2011
Blue Cross and Blue Shield of Georgia (BCBS of GA) recently reported that some big savings may be on the horizon. Over the next four years a number of prescription drugs are due to come off their patent protection. BCBSGA reports that brand drugs with sales approaching $57 billion are affected:
When a company develops a new drug, it’s given a patent for up to 20 years. During that time, only the company that develops the drug can sell it. Once the patent expires, other drug manufacturers can produce a generic version. Because the original drug company already paid to develop the drug, these other drug manufacturers can avoid the same high costs.
Additionally, several companies may manufacture the same generic drug. This means there’s more competition to keep the price down. And that means lower copays for employees and lower health care costs for employers. In fact, did you know that a 1% increase in generic utilization can result in approximately 1 to 2% percent reduction in total drug spend? The following medications will be coming off patents in the next four years:
Inexpensive health insurance is important to everyone in Georgia. Lowering the prescription drug component of health care costs will go a long way in achieving low cost health insurance.
Grady’s Diabetes Center Recognized
BY QuoteJuice / Tuesday, February 8th, 2011
The National Association of Public Hospitals and Health Systems has recognized the Diabetes Center within the Grady Health System for their use of technology in the Diabetes Management Program.
More than 24 million people have diabetes in the U.S. and another 57 million people are estimated to have pre-diabetes, a condition putting people at increased risk for the disease. The CDC projects diabetes will increase to 48.3 million by 2050. Diabetes is the seventh leading cause of death in the country and 4th leading cause of death among African Americans. Diabetes doubles the risk of heart disease and is the leading cause of new blindness, kidney failure and non-traumatic lower extremity amputations.
Finding Affordable Health Insurance
For people with diabetes it may be difficult to find affordable health insurance in Atlanta. At QuoteJuice we are happy to assist you find a personal health insurance plan that can fit your needs. Health insurance options for people with pre-existing conditions may include:
- Group health insurance through an employer.
- COBRA or state continuation coverage.
- Individual and family health insurance.
- Medicaid or Medicare.
- Pre-existing condition insurance plans (PCIP).
Feel free to call one of QuoteJuice’s licensed insurance agents – 877-577-3522 or click here for a free health insurance plan comparison.
Diabetes Care at Grady Memorial
Proper management and lifestyle changes can prevent most complications of diabetes. At Grady, the Diabetes Center is countering this growing problem with a multifaceted approach which includes the Diabetes Management Feedback Program recognized by the NAPH. The Grady Diabetes Center’s comprehensive services also include eye screening, foot care, nutritional and lifestyle educations, pharmacy evaluation, community outreach, a diabetes patient registry and a nationally recognized diabetes self-management education program.